:root{--blue:#0a3f8f;--blue2:#1670cf;--green:#138c43;--green2:#28a65a;--ink:#10233f;--muted:#607087;--bg:#f6f9fd;--line:#dce6f2;--white:#fff;--shadow:0 16px 45px rgba(16,35,63,.10);--radius:22px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1160px,calc(100% - 36px));margin:auto}.topbar{background:#082f6b;color:#fff;font-size:.9rem}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.site-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(220,230,242,.85)}.nav{display:flex;align-items:center;justify-content:space-between;gap:28px;min-height:82px}.brand img{width:215px;max-height:72px;object-fit:contain}.nav-links{display:flex;align-items:center;gap:7px;list-style:none;margin:0;padding:0}.nav-links>li{position:relative}.nav-links a{display:block;padding:11px 13px;border-radius:12px;font-weight:700;font-size:.93rem}.nav-links a:hover,.nav-links a.active{background:#edf5ff;color:var(--blue)}.dropdown{position:absolute;top:100%;left:0;min-width:245px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;padding:8px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.22s}.nav-links li:hover>.dropdown,.nav-links li:focus-within>.dropdown{opacity:1;visibility:visible;transform:none}.dropdown a{font-weight:600}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:14px;padding:13px 20px;font-weight:800;cursor:pointer;transition:.2s;line-height:1.2}.btn-primary,.nav-cta{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;box-shadow:0 10px 24px rgba(22,112,207,.22)}.btn-primary:hover,.nav-cta:hover{transform:translateY(-2px);box-shadow:0 14px 32px rgba(22,112,207,.28)}.btn-green{background:linear-gradient(135deg,var(--green),var(--green2));color:#fff}.btn-outline{border:1px solid var(--line);background:#fff;color:var(--blue)}.menu-toggle{display:none;border:0;background:#edf5ff;border-radius:12px;padding:10px 13px;font-size:1.3rem;color:var(--blue)}
.hero{padding:76px 0 58px;background:radial-gradient(circle at 80% 10%,#e6f7ec 0,transparent 30%),linear-gradient(180deg,#f7fbff 0,#fff 100%)}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:54px}.eyebrow{display:inline-flex;padding:7px 12px;border-radius:999px;background:#e7f3ff;color:var(--blue);font-size:.82rem;font-weight:900;letter-spacing:.06em;text-transform:uppercase}.hero h1,.page-hero h1{font-size:clamp(2.5rem,6vw,4.65rem);line-height:1.02;letter-spacing:-.045em;margin:17px 0 20px}.hero h1 span{color:var(--green)}.hero p,.page-hero p{font-size:1.12rem;color:var(--muted);max-width:690px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.trust-row{display:flex;flex-wrap:wrap;gap:18px;margin-top:28px;color:#334861;font-size:.93rem}.trust-row span:before{content:'✓';color:var(--green);font-weight:900;margin-right:6px}.hero-visual img{filter:drop-shadow(0 24px 40px rgba(16,35,63,.14));animation:float 6s ease-in-out infinite}@keyframes float{50%{transform:translateY(-10px)}}
.section{padding:82px 0}.section-soft{background:var(--bg)}.section-title{max-width:760px;margin:0 auto 38px;text-align:center}.section-title h2{font-size:clamp(2rem,4vw,3rem);line-height:1.12;margin:8px 0 14px;letter-spacing:-.03em}.section-title p{color:var(--muted);margin:0}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 9px 30px rgba(16,35,63,.06);transition:.22s}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.icon-box{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;background:#e9f3ff;color:var(--blue);font-size:1.45rem;font-weight:900;margin-bottom:18px}.card h3{margin:0 0 8px;font-size:1.25rem}.card p{color:var(--muted);margin:0}.service-card img{border-radius:17px;margin-bottom:20px;background:#f4f8fd;aspect-ratio:1.45;object-fit:cover}.service-card .link{display:inline-block;margin-top:16px;color:var(--blue);font-weight:800}.steps{counter-reset:step}.step{position:relative;padding-left:72px}.step:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:52px;height:52px;border-radius:16px;background:linear-gradient(135deg,var(--blue),var(--green));color:#fff;display:grid;place-items:center;font-weight:900;font-size:1.25rem}.testimonials{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.testimonial{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 12px 30px rgba(16,35,63,.07)}.stars{color:#f3ae23;letter-spacing:3px;font-size:1.1rem}.person{display:flex;align-items:center;gap:12px;margin-top:18px}.avatar{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,#dcecff,#dff5e7);color:var(--blue);font-weight:900}.person small{display:block;color:var(--muted)}.cta{padding:48px;border-radius:32px;background:linear-gradient(135deg,#082f6b,#0a4fa0 56%,#118b44);color:#fff;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{font-size:clamp(2rem,4vw,3rem);line-height:1.1;margin:0 0 10px}.cta p{margin:0;color:#dce9f8}.cta .btn{background:#fff;color:var(--blue);white-space:nowrap}
.page-hero{padding:62px 0;background:linear-gradient(135deg,#f2f8ff,#f4fbf6)}.page-hero h1{font-size:clamp(2.4rem,5vw,4rem);max-width:850px}.content-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:34px;align-items:start}.prose h2{font-size:2rem;line-height:1.2;margin-top:0}.prose h3{margin-top:28px}.prose p,.prose li{color:#4e6179}.side-card{position:sticky;top:110px}.form-wrap{background:#fff;border:1px solid var(--line);border-radius:26px;padding:30px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:800;font-size:.92rem}.field input,.field select,.field textarea{width:100%;border:1px solid #ccd9e8;border-radius:12px;padding:13px 14px;font:inherit;color:var(--ink);background:#fff;outline:none;transition:.2s}.field input:focus,.field select:focus,.field textarea:focus{border-color:#4c8fd4;box-shadow:0 0 0 4px rgba(76,143,212,.12)}.field textarea{min-height:130px;resize:vertical}.captcha-row{display:flex;align-items:center;gap:12px;flex-wrap:wrap}.captcha-row img{width:170px;height:58px;border:1px solid var(--line);border-radius:10px;background:#f7fbff}.form-status{margin-top:12px;font-weight:700}.form-status.ok{color:var(--green)}.form-status.err{color:#b42318}.notice{padding:16px 18px;border-radius:14px;background:#fff8e6;border:1px solid #f4d79b;color:#705210;font-size:.92rem}.legal{max-width:900px}.legal h2{margin-top:36px}.legal p,.legal li{color:#4f6075}.footer{background:#071f43;color:#d8e4f4;padding:58px 0 24px}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:30px}.footer h3{color:#fff;font-size:1rem}.footer a{display:block;color:#cbd8ea;margin:7px 0}.footer a:hover{color:#fff}.footer-brand img{width:210px;background:#fff;border-radius:16px;padding:8px}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;font-size:.86rem;color:#aebed2;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.cookie{position:fixed;left:18px;right:18px;bottom:18px;z-index:50;max-width:820px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:18px;display:none;align-items:center;justify-content:space-between;gap:18px}.cookie.show{display:flex}.cookie p{margin:0;color:var(--muted);font-size:.9rem}
@media(max-width:900px){.topbar{display:none}.menu-toggle{display:block}.nav-links{position:absolute;top:82px;left:18px;right:18px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;padding:12px;display:none;flex-direction:column;align-items:stretch}.nav-links.open{display:flex}.dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding-left:12px;display:block}.nav-cta{display:none}.hero-grid,.content-grid{grid-template-columns:1fr}.hero-visual{order:-1}.hero-visual img{max-height:370px;margin:auto}.grid-3,.testimonials{grid-template-columns:1fr}.cta{flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr 1fr}.side-card{position:static}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}}
@media(max-width:600px){.container{width:min(100% - 24px,1160px)}.hero{padding:44px 0}.section{padding:60px 0}.hero h1,.page-hero h1{font-size:2.55rem}.footer-grid{grid-template-columns:1fr}.cta{padding:30px 24px}.cookie{flex-direction:column;align-items:stretch}.brand img{width:175px}.form-wrap{padding:22px}}

/* --- Simulador e pedido de crédito --- */
.request-hero{padding-bottom:48px}.simulator-section{padding-top:40px;background:linear-gradient(180deg,#fff,#f7fafc)}.simulator-shell{max-width:1180px;margin:auto;padding:34px;border-radius:34px;background:linear-gradient(135deg,rgba(19,140,67,.08),rgba(243,174,35,.08));border:1px solid #e1ebe5;box-shadow:0 22px 55px rgba(16,35,63,.08)}.simulator-title{margin-bottom:26px}.simulator-title h2{margin-bottom:8px}.simulator-card{background:#fff;border:1px solid #dce9e2;border-radius:28px;padding:32px;box-shadow:0 15px 40px rgba(16,35,63,.07)}.simulator-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.field small{color:#78899f;font-size:.82rem;margin-top:2px}.btn-simulate{margin-top:28px;background:#ffc658;color:#0c2f5d;border-radius:999px;padding:16px 30px;box-shadow:0 12px 25px rgba(243,174,35,.22)}.btn-simulate:hover{transform:translateY(-2px)}.request-section{padding-top:28px;background:#f7fafc}.request-section.is-hidden{display:none}.request-shell{max-width:1180px;margin:auto;background:linear-gradient(135deg,rgba(10,63,143,.035),rgba(19,140,67,.05));border:1px solid #dce6e2;border-radius:34px;padding:42px;box-shadow:0 22px 55px rgba(16,35,63,.09)}.request-shell>h2{font-size:clamp(2rem,4vw,3rem);margin:10px 0 4px}.request-intro{color:var(--muted);margin-top:0}.simulation-summary{margin:26px 0 30px;padding:24px 28px;border-radius:22px;background:rgba(19,140,67,.055);border:1px solid rgba(19,140,67,.2);border-left:6px solid #28a65a}.simulation-summary ul{margin:0;padding-left:20px}.simulation-summary strong{color:#c87b00}.request-form{background:transparent}.request-grid{gap:20px}.request-grid .field input,.request-grid .field select,.request-grid .field textarea{min-height:58px;border-radius:17px;background:#fff}.request-grid .field textarea{min-height:130px}.request-submit{width:100%;border-radius:999px;padding:17px 24px;font-size:1.02rem}.consent-field label{font-weight:650}.consent-field input{width:auto!important;min-height:auto!important;margin-right:8px;vertical-align:middle}.consent-field a{color:var(--blue);text-decoration:underline}.captcha-refresh{min-width:54px;height:54px;padding:0}.captcha-row input{max-width:220px}.field input[type=file]{padding:11px}.field input[type=file]::file-selector-button{border:0;border-radius:10px;background:#edf5ff;color:var(--blue);font-weight:800;padding:9px 12px;margin-right:10px;cursor:pointer}

/* Select coerente em Safari/iOS e nos restantes browsers */
.field select{-webkit-appearance:none;-moz-appearance:none;appearance:none;padding-right:46px;background-color:#fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 20 20'%3E%3Cpath fill='%2310233f' d='M5.5 7.5 10 12l4.5-4.5 1.4 1.4L10 14.8 4.1 8.9z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;background-size:16px}.field select::-ms-expand{display:none}@supports (-webkit-touch-callout:none){.field select{font-size:16px;line-height:1.25;min-height:58px}.field input,.field textarea{font-size:16px}}

@media(max-width:900px){.simulator-grid{grid-template-columns:1fr}.simulator-shell,.request-shell{padding:26px}.request-grid{grid-template-columns:1fr}.request-grid .field.full{grid-column:auto}}
@media(max-width:600px){.simulator-shell,.request-shell{padding:20px 16px;border-radius:24px}.simulator-card{padding:20px 16px}.simulation-summary{padding:20px}.captcha-row{align-items:stretch}.captcha-row img{width:155px}.captcha-row input{max-width:none;flex:1;min-width:120px}}


/* --- Ajustes mobile Financia Mais (05/09/2026) --- */
/* Selects consistentes no Safari/iOS */
.field select{
  -webkit-appearance:none;
  appearance:none;
  padding-right:46px;
  background-color:#fff;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='20' height='20' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 7.5 10 12l4.5-4.5' fill='none' stroke='%230a3f8f' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;
  background-position:right 14px center;
  background-size:18px;
}

/* Le bouton du simulateur ne doit pas hériter de .nav-cta, caché sur mobile */
.btn-simulate{
  margin-top:28px;
  background:linear-gradient(135deg,#f3ae23,#ffc95d);
  color:#10233f;
  border-radius:999px;
  padding:16px 30px;
  box-shadow:0 12px 25px rgba(243,174,35,.22);
}
.btn-simulate:hover{transform:translateY(-2px);box-shadow:0 15px 30px rgba(243,174,35,.27)}

@media(max-width:600px){
  /* En-tête plus équilibré sur téléphone */
  .nav{min-height:72px;gap:14px}
  .brand img{width:150px;max-height:62px}
  .menu-toggle{width:48px;height:48px;padding:0;display:grid;place-items:center;border-radius:15px}
  .nav-links{top:72px;left:12px;right:12px}

  /* Hiérarchie typographique et espaces plus adaptés */
  .page-hero{padding:38px 0 34px}
  .page-hero h1{font-size:2.2rem;line-height:1.05;margin:14px 0 14px}
  .page-hero p{font-size:1rem;line-height:1.55;margin-bottom:0}
  .eyebrow{font-size:.76rem;padding:6px 11px}

  /* Simulateur : compact, lisible et bouton toujours visible */
  .request-hero{padding-bottom:32px}
  .simulator-section{padding:28px 0 42px}
  .simulator-shell{padding:14px 10px 18px;border-radius:24px;box-shadow:0 12px 32px rgba(16,35,63,.07)}
  .simulator-title{margin:0 8px 18px;text-align:left}
  .simulator-title h2{font-size:1.75rem;line-height:1.15;margin:9px 0 7px}
  .simulator-title p{font-size:.96rem;line-height:1.5}
  .simulator-card{padding:20px 16px 18px;border-radius:22px}
  .simulator-grid{gap:17px}
  .simulator-card .field{gap:6px}
  .simulator-card .field label{font-size:.91rem}
  .simulator-card .field input{min-height:54px;border-radius:15px;font-size:1rem;padding:13px 14px}
  .simulator-card .field small{font-size:.79rem;line-height:1.4}
  .btn-simulate{display:flex!important;width:100%;min-height:54px;margin-top:20px;padding:15px 18px;font-size:.98rem}

  /* Formulaire de demande après simulation */
  .request-section{padding:28px 0 44px}
  .request-shell{padding:22px 14px;border-radius:24px}
  .request-shell>h2{font-size:1.9rem;line-height:1.15}
  .request-intro{font-size:.95rem;line-height:1.5}
  .simulation-summary{margin:20px 0 22px;padding:17px 16px;border-radius:17px}
  .simulation-summary ul{padding-left:18px}
  .request-grid{gap:16px}
  .request-grid .field input,.request-grid .field select,.request-grid .field textarea{min-height:54px;border-radius:14px}
  .request-grid .field textarea{min-height:115px}
  .request-submit{min-height:54px}

  /* Contact : suppression de l'excès de blanc et carte plus légère */
  .contact-page .page-hero{padding:36px 0 30px}
  .contact-page .section{padding:28px 0 44px}
  .contact-page .content-grid{gap:24px}
  .contact-page .form-wrap{padding:22px 16px;border-radius:22px;box-shadow:0 10px 28px rgba(16,35,63,.07)}
  .contact-page .form-wrap h2{font-size:1.65rem;margin:0 0 18px}
  .contact-page .form-grid{gap:15px}
  .contact-page .field input,.contact-page .field textarea{min-height:52px;border-radius:14px}
  .contact-page .field textarea{min-height:118px}
  .contact-page .captcha-row{display:grid;grid-template-columns:1fr 58px;gap:10px}
  .contact-page .captcha-row img{grid-column:1/-1;width:100%;max-width:190px;height:58px}
  .contact-page .captcha-row input{max-width:none!important;min-width:0}
  .contact-page .captcha-row .btn{height:52px;padding:0}
  .contact-page .form-wrap button[type=submit]{width:100%;min-height:52px}
  .contact-page aside.prose{padding:20px 18px;border-radius:20px;background:#f7fafc;border:1px solid var(--line)}
  .contact-page aside.prose h2{font-size:1.45rem;margin-bottom:10px}
  .contact-page aside.prose .notice{margin-top:16px}

  /* Footer moins massif sur écran étroit */
  .footer{padding:42px 0 22px}
  .footer-grid{gap:23px}
  .footer-brand img{width:180px}
  .footer-bottom{margin-top:24px;padding-top:18px}
}

@media(max-width:380px){
  .container{width:min(100% - 20px,1160px)}
  .brand img{width:138px}
  .menu-toggle{width:44px;height:44px}
  .page-hero h1{font-size:2rem}
  .simulator-card{padding:18px 13px}
  .contact-page .form-wrap{padding:20px 13px}
}

/* Botão flutuante WhatsApp */
.whatsapp-float{position:fixed;right:22px;bottom:22px;width:58px;height:58px;border-radius:50%;background:#25D366;display:flex;align-items:center;justify-content:center;z-index:9998;box-shadow:0 8px 24px rgba(0,0,0,.22);transition:transform .2s ease,box-shadow .2s ease;text-decoration:none}.whatsapp-float:hover{transform:translateY(-3px) scale(1.04);box-shadow:0 12px 28px rgba(0,0,0,.28)}.whatsapp-float svg{width:31px;height:31px;fill:#fff}@media(max-width:600px){.whatsapp-float{right:16px;bottom:18px;width:54px;height:54px}.whatsapp-float svg{width:29px;height:29px}}

/* WhatsApp float - hardening against global SVG/link rules */
.whatsapp-float{width:58px!important;height:58px!important;min-width:58px!important;min-height:58px!important;max-width:58px!important;max-height:58px!important;padding:0!important;margin:0!important;overflow:hidden!important;background:#25D366!important;border-radius:50%!important}.whatsapp-float svg{display:block!important;width:31px!important;height:31px!important;min-width:31px!important;min-height:31px!important;max-width:31px!important;max-height:31px!important;fill:#fff!important;margin:0!important;padding:0!important}@media(max-width:600px){.whatsapp-float{right:16px!important;bottom:18px!important;width:54px!important;height:54px!important;min-width:54px!important;min-height:54px!important;max-width:54px!important;max-height:54px!important}.whatsapp-float svg{width:29px!important;height:29px!important;min-width:29px!important;min-height:29px!important;max-width:29px!important;max-height:29px!important}}